Mortgages
See below a list of mortgages we can assist you with.
First-Time Buyers
Are you thinking of taking the first steps towards owning your own home? As a first-time buyer, navigating the mortgage market can seem daunting. Let me simplify it for you. I specialise in helping first-time buyers secure their dream homes with tailored mortgage solutions. Whether you're looking for advice on shared ownership schemes or need guidance on the right mortgage product for your circumstances, I'm here to support you every step of the way.
Home Movers
Are you ready to take the next step on your property journey? Whether you're upsizing, downsizing, or simply seeking a change of scenery, I can assist you in securing the ideal mortgage for your new home. With access to a wide range of lenders and mortgage products, I'll find the perfect fit for your budget and requirements, making your move as smooth as possible.
Re-mortgaging
Is your current mortgage deal coming to an end? It might be time to consider re-mortgaging. By switching to a new deal, you could potentially save money on your monthly payments or release equity for home improvements. I specialise in helping homeowners explore their re-mortgaging options, ensuring you find the most cost-effective solution tailored to your financial goals.
"You may have to pay an early repayment charge to your existing lender if you remortgage"
Buy-to-Let Investors
Are you looking to invest in property for rental purposes? Whether you're a seasoned landlord or a first-time investor, I can assist you in securing the right buy-to-let mortgage for your portfolio. With access to specialist lenders and, I'll help you maximize your returns and build a successful property investment strategy.
"Not all Buy to Let mortgages are regulated by the Financial Conduct Authority"
Self-Employed Mortgages
Being self-employed shouldn't stand in the way of your homeownership dreams. I specialise in helping self-employed individuals navigate the mortgage process with ease. From providing advice on the documentation required to demonstrating your income stability to lenders, I'll guide you towards securing a mortgage that reflects your financial circumstances and ambitions.
Debt Consolidation
Are you feeling overwhelmed by multiple debts and high-interest rates? Debt consolidation could be the solution you've been looking for. By consolidating your debts into a single manageable payment with a mortgage, you could reduce your monthly outgoings and simplify your finances. I specialise in assisting clients with debt consolidation mortgages, helping you take control of your financial situation and work towards a debt-free future.
“Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage”
Mortgages for Adverse Credit
Facing challenges with your credit history? Don't let past financial difficulties hinder your homeownership aspirations. I specialise in assisting individuals with adverse credit in securing suitable mortgage solutions. By leveraging my expertise and network of specialist lenders, I'll help you find a mortgage tailored to your current circumstances, enabling you to move forward with confidence towards owning your own home.
Fees
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £395.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Contact Me
Enigma Mortgage Solutions is a trading name of Michael Shaw which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 1004120. Registered Office: 40 The Rowans, Robin Hood, Wakefield, WF3 3FA